Jun 20 2010
Travel To Haiti Can Be Unsafe And Unpredictable So Acquire Travel Insurance
Not only people who wish to tour Haiti go there but also people who want to work there. This is a great experience if you can do it, but before you plan your trip to Haiti, be sure you have travel insurance.
Although most travel insurance policies give trip cancellation, be aware that because of the earthquakes in Haiti a lot of companies arent offering that type of coverage at this time. In cases like this though, the medical coverage that you can get from your travel policy will do a lot more for you due to the conditions in Haiti.
Medical Evacuation is indeed useful if ever something happens to you that would need you to be able to return to the United States. Ask if you can take advantage of discounts if you are volunteer or a relief worker. Several companies provide for up to 20% discount in insurance rates if you are going to Haiti in order to help. Some types of travel health insurance you may want to consider include adventure travel insurance and backpacking travel insurance.
The trip cancellation may not be the only thing that isnt offered to you if you are going to Haiti, so be sure to ask the right questions. The medical coverage could cover as much as $50,000 to $100,000. And it is very likely to be able to avail of the emergency medical coverage for Haiti. It provides up to $500,000 worth of coverage. It would certainly make sense that if they arent giving trip cancellation coverage that they could set aside the money to a different portion of your policy.
You should also inquire about the accidental death policy. It would be wise to get one because no one can tell what will happen next, there might be another earthquake.
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